Defined contribution pension plans

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  1. Why are defined contribution pension plans gaining in popularity in the United States and defined benefit plans losing popularity?
  2. Romance Novels, Inc. located in Cheektowaga, N.Y. has gradually increased the number of contingent workers (full-time, temporary) from 10% of the workforce to about 28% today. What equity problems can arise from hiring contingent workers, especially when they work alongside regular employees?
  3. It is probably true, that if given a choice, unions would prefer to implement a skill-based pay system rather than some form of gain-sharing plan. Why?