Describe one factor that has contributed to the persistence of racial wealth inequality in the U.S

Describe one factor that has contributed to the persistence of racial wealth inequality in the U.S. (that is, focus on WEALTH gaps across RACIAL/ETHNIC categories). For example, how have institutionalized housing policies contributed to racial wealth disparities? Explain and support your claims using course materials, such as content from the “Money and the Racialized Social World” week.

A perfect initial post would summarize the issue, refer to concepts and data from the text, and
include some of your own observations that are not included in the course materials. It should
be at least 250 long; longer for more complex prompts.